How Credit Card Companies Target Millennials
Millennials are wary of marketing and finance, which means that credit card companies have had to adapt their strategies for getting their attention. Almost half of millennials carry only one rewards credit card. According to the report by Aite Group, “40% of seniors (born before 1946) have three or more cards, as do 27% of […]
Credit Cards May Not Offer Cash Back as a Reward any Longer
While credit card rewards are constantly booming and becoming seemingly more and more innovative, there are certain limitations occurring. Merchants and business owners are the ones that fund interchange fees through their stores. Chunks of these fees are passed along to card issuers, and banks are also able to collect on them. If people come […]
Credit Card Debt: Is A Personal Loan The Answer?
Credit card debt can feel like a two-ton elephant sitting atop your finances. Many cards have high interest rates and, depending on your balance, you may have high minimum payments, too. If this scenario hits close to home, you may want to investigate a low-interest personal loan. Image via Flickr/Debt Debt Continue to original source.
You Can Still Get A Car Loan If You Have Bad Credit
You Can Still Get A Car Loan If You Have Bad Credit Getting an auto loan with bad credit – especially a loan with favorable terms – can be an uphill battle. If you can get one, though, making consistent payments on it is a great way to improve your credit score. So before you […]
How To Talk With Your Elderly Parents About Their Credit Card Debt
It can be an awkward and emotional conversation, but more and more senior citizens are drowning in consumer debt. If you need to discuss credit card spending with an elderly person in your life, read on for five tips to get the conversation started. Image via Flickr/newsusacontent Continue to original source.
Here’s How To Avoid A Finance Charge On Your Credit Card Bill
If you don’t pay your credit card in full each month, you’ll receive a finance charge – essentially paying interest on your remaining debt. But are these charges unavoidable? Click below to learn more. Image via Flickr/Mira Edorra Continue to original source.
The Average American’s Credit Card Debt Is Growing
A credit union may not be the first type of lender you think about when you’re looking to get an auto loan, but there are more than five thousand federally-insured credit unions operating in the United States, and more than a third of their business is in auto loans. Read on to learn about six […]