Getting Travel Insurance for Your Next Trip
Finding travel insurance for an upcoming trip can be overwhelming since there are frankly so many options available. With that in mind, here are a few places where you can find travel insurance that’s trustworthy. Airline companies: You can purchase insurance as an add-on to travel through airline and travel sites. Credit cards: If you […]
How Your Vehicle’s Age Affects Your Car Insurance Rate
Are you paying the same amount in insurance on your car now that you were paying a year or two ago? If so, you may be paying too much. One of the biggest factors that affects your car insurance rate is the age of your car. Since a car value depreciates, the amount of insurance […]
Medical Credit Card vs Traditional Card
Medical credit cards are used for medical purposes only while traditional credit cards can be used anywhere, any time. One of the biggest cons to a medical credit card is the high interest rate. Also, certain providers may not accept the credit card. If you get a traditional credit card you’ll still be able to […]
How To Pay Off A Credit Card The Smart Way
An option to pay off your credit card debt fast is to move your debt from a credit card to a home equity line of credit. Another term for it is HELOC. It can substantially decrease the amount of interest you pay. It is a smaller risk to lenders than other types of loans. That […]
Making the Most of Your Retail Credit Card
Retail credit cards come with special benefits and incentives for their card holders. Stores like Target REDcard gives its shoppers the option of free shipping for orders placed online, not to mention an extra 30 days for returns. Then there are stores like L.L. Bean who offer card holders free monogramming on L.L. Bean products. […]
What to Know About Advance-Fee Loans
Taking the plunge to take out a loan is scary enough without having to worry about being scammed in the process. Here are some ways you can be alert and aware of potential scams. Advance-fee loans are one type of scam to be incredibly wary of. With an advance-fee loan, you’ll often be enticed by […]
The States With the Highest Student Loan Debt
Student loan debt is a serious problem in the country currently, but there are certain states where it’s worse than others. Here are the states with the highest student loan debt: New Hampshire ($36,367) Pennsylvania ($35,759) Connecticut ($35,494) Delaware ($33,838) Minnesota ($31,915) Here are the states with the lowest: Utah ($19,975) New Mexico ($21,373) California […]
Some Consumers Are Having More Trouble Taking Out Loans
People are finding themselves in situations where loans are harder to acquire as banks become pickier about who they choose to lend with. Although the economy only seems to be doing better and better, it appears that banks have tightened their standards. Up 3.3 percent from last year, 11.7 percent of banks have made standards […]
Older Americans are Facing a Student Loans Crisis
Millennials aren’t the only ones facing issues with student loans–their parents are suffering, too. The Consumer Financial Protect Bureau has reported that more baby boomers are carrying student loan debt into retirement than ever before: an estimated $66.7 billion worth, in fact. There’s a fear that this debt is leading to financial insecurity for older […]
4 More States Got Home Loans That Are Military-Friendly
Those in the military get housing benefits, but four more states just got military-friendly loans: Georgia, Florida, North Carolina, and Pennsylvania. The Georgia Dream program provides assistance to first-time buyers, those that haven’t owned a house in three or more years, and those who live in designated areas. The Florida Housing Finance Corporation gives a […]